How accurate is the car finance calculator?
The calculator will display the full finance details, including the monthly repayments, representative APR, flat rate and the total charge for credit. If you make any changes to any part of the calculator (for example the term or deposit), it will automatically adjust the repayment details.
However, we understand, of course, that individual circumstances cannot be reflected in a calculator, so we would always encourage you to call or use the live chat functionality to speak to one of our finance experts for a tailored quote for your vehicle and circumstances.
Do you have an interest-only car finance calculator?
To get a bespoke interest-only car finance quote please contact our dedicated sales team. They are here to assist you in exploring various financing options tailored to your needs.
What advantages does the supercar finance calculator from JBR Capital offer?
The
supercar finance calculator from JBR Capital offers tailored solutions for luxury and supercar financing. It considers factors like loan terms, mileage and balloon payments, providing you with estimates for your preferred financing option
What's the difference between a hire purchase calculator and a lease purchase calculator?
With a Hire Purchase (HP) agreement, you are essentially hiring the vehicle with the option to purchase it at the end of the term. The total cost of the vehicle is divided into monthly payments, and once all payments are made (including any initial deposit), you gain full ownership of the car. The HP calculator helps you estimate these monthly payments.
The Lease Purchase (LP) agreement also involves monthly payments but with a key difference. Throughout the term, you are deferring a portion of the vehicle's value, known as the "balloon payment," to the end of the contract. At the end of the term, you have the option to pay this balloon payment to own the vehicle, or you can refinance or sell the car to settle the remaining finance. The LP calculator assists you in determining your monthly payments and the size of the balloon payment based on your preferences.
Both calculators help you understand the financial aspects of each agreement and assist you in making an informed decision based on your preferences and financial situation. If you're considering either of these options for your vehicle purchase, we recommend using our Hire Purchase Calculator and Lease Purchase Calculator to get a clear picture of how each financing method works for you. If you have specific questions or need further guidance, our sales team is ready to provide personalised assistance.