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Rolls-Royce Finance

Bespoke finance for your dream Rolls-Royce

If you’re considering purchasing a Rolls-Royce, talk to us. We are high-end car finance experts, and can put together a bespoke, flexible arrangement to suit your financial circumstances, your car, and your future needs. Our personal service means that we can take into account many more factors than a high street lender – for instance the car’s true residual value, other assets you may own or your business situation – and come up with a fast decision and a plan to suit you. Need to buy or lease a Rolls Royce on finance? We often offer lower payments than other lenders, and we can offer finance to clients who may be turned away by the computer-driven checklists of other companies. So contact us about finance, either before you start hunting for the perfect Rolls-Royce, or after you’ve decided on your dream car.

Why Finance with us?



We take into account many more factors than other lenders, including the car’s true residual value, other assets you own and your personal situation.



We know our prestige and luxury vehicles inside out, and Rolls-Royce are among the most desirable cars we finance. We have the expertise and experience to create a finance solution tailored to you, including Rolls Royce lease deals.



We are a direct lender, and are team works tirelessly so we can make quick decisions to ensure you don’t miss out on that Rolls-Royce of your dreams.


Competitive rates

We are a direct lender, so we can make quick decisions to ensure you don’t miss out on that Rolls-Royce of your dreams. Rolls Royce leasing is a speciality (with Rolls Royce wraith lease the most popular).

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Prestige Rolls Royce Finance FAQs

How to finance a Rolls Royce?

Rolls Royce finance could be as simple as picking up the phone. We provide competitive Rolls Royce finance offers for a series of finance formats. From "Rolls Royce lease purchase" to "Rolls Royce Hire purchase", our bespoke finance packages are dependable and affordable.

How much is Rolls Royce Finance?

We offer competitive Rolls Royce deals, and every single one is bespoke. As a guide to financing a Rolls Royce car, please take a look at our Rolls Royce finance examples.

How much is a monthly payment for a Rolls Royce?

Your monthly payments will depend on the Rolls Royce you choose, your circumstances, and the finance type you go for. For example restoration of a tired vintage Phantom will be different to a sleek new Wraith. If you would like to know more have a look at our Rolls Royce finance examples or contact us on 020 3355 0035. Remember every quote for finance is bespoke - just like you and just like your car.

Can I settle the agreement early?

Of course, but charges will apply. The team will explain these aspects as part of the process and it will be in the terms and conditions of your agreement. Please call us for further information.

Top Rolls-Royce Models We Finance



Luxurious saloon, coupé and drophead, 2003-now



A smaller and more affordable but none the less impressive Rolls-Royce, 2010-now



A uniquely sporty 2-door fastback coupé, 2013-now

Rolls Royce - Representative Finance Examples:*

*Shown below are hire purchase with balloon finance examples, purely for indicative purposes. Please contact one of the team for a tailored quotation.
Rolls royce wraith finance example


Total amount of credit£225,000
Total charge for credit£48,311
48 monthly payments of£3,077
Final balloon payment£125,000
Total amount payable£298,311
Fixed rate of interest per annum6.61%
Duration of agreement49 months
Representative APR6.9%
Interest TypeFixed
Rolls Royce Phantom finance example

Phantom Saloon

Total amount of credit£315,000
Total charge for credit£67,636
48 monthly payments of£4,313
Final balloon payment£175,000
Total amount payable£417,636
Fixed rate of interest per annum6.63%
Duration of agreement49 months
Representative APR6.9%
Interest TypeFixed
Rolls Royce Ghost finance example


Total amount of credit£211,500
Total charge for credit£45,412
48 monthly payments of£2,892
Final balloon payment£117,500
Total amount payable£280,412
Fixed rate of interest per annum6.60%
Duration of agreement49 months
Representative APR6.9%
Interest TypeFixed


Car Finance Process With JBR Capital

1. Get In Touch

Call or email us today to receive a quote from our car finance experts

2. Submit Application

Once agreed, the finance proposal will be submitted to our underwriters

3. Pay Deposit

Once approved, you simply pay the deposit, sign the finance agreement

4. Drive your dream car

We pay the balance and you drive away in your dream car!

Our Car Finance Process

Useful Car Finance Tools

Car Finance Enquiry

Talk to our expert team about your particular requirements, we have a flexible approach to financing.

Rolls-Royce Finance Calculator

Explore your options and see an approximate monthly payment plan for your dream car.

Car Finance Glossary

Our complete glossary of terms related to car finance - the process doesn't have to be complicated.

Complete Car Finance Guide

Our complete guide will help you understand how car finance works and which type of agreement is best for you.


Whichever Rolls-Royce you choose, it’s likely to be one of the very best cars ever made. Whether an early coachbuilt beauty like the grand Silver Ghost or the timeless Phantom series, a charismatic Corniche or Camargue, or one of the superbly stylish modern range, owning a Rolls-Royce is proof that you appreciate the finer things in life and have the wherewithal to match your taste.

The current Rolls-Royce cars, built since 2003 in a brand new factory on the Goodwood Estate in West Sussex, are as advanced and impressive as anything the marque has ever built. Though now owned by BMW and therefore in theory able to avail themselves of the German manufacturer’s own resources, the Rolls-Royce management have laudably forged their own path, using only a small percentage of components in common with their Teutonic brethren and keeping their distinctive character.

Those modern models comprise the luxurious and large Phantom, the equally sumptuous but slightly more compact Ghost, the powerful Wraith coupé with its glamorously sloping roofline, and the stunning convertible Dawn, with a very upmarket SUV (sport utility vehicle) due to arrive shortly. All of them set new standards in comfort, power and style, with the legendary Rolls-Royce build quality and technical excellence very much part of the package.

For more than a century, Rolls-Royce has been the maker of the world’s most admired cars. If you feel that you deserve one of these excellent automobiles, do please contact us to discuss how we can help you finance the purchase of one.

Rolls-Royce Finance With JBR Capital
Rolls-Royce Finance With JBR Capital
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