Why Finance with us?
BESPOKE FINANCE
We understand the true values of modern and classic Morgans, and we take into account your full situation to ensure you have the right finance package for your car.
EXPERT KNOWLEDGE
We have a wealth of experience with all marques of prestige and classic cars, so our friendly team can help at each step of the buying process of a new Morgan model.
FAST DECISIONS
We are a direct lender, so we can make very fast decisions, ensuring you don’t miss out on your dream Morgan, whether purchased from a dealer, private seller or auction.
Competitive rates
Our rates are competitive and we offer realistic balloon payments, meaning you can benefit from much lower monthly repayments on your dream Morgan.
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What our clients say
Morgan Finance FAQs
HOW MUCH IS A MORGAN?
Prices for a Morgan depend of the year of manufacture, model and if you are buying the car new, used or if it’s a classic.
At Geneva Motor Show this year (2019), Morgan exhibited the new Morgan Plus Six with a stunning vintage interior and a BMW’s B58 straight-six turbo, starting from £77,995.
The Plus 8 50th Anniversary Edition, launched at the same event in 2018 and from which only 50 cars were made, ranges from £129,000 to £131,208.
The cheapest models you can buy new, include the Morgan Plus Four for £44,106 and the Morgan 3 Wheeler for £40,074, both prices including VAT.
One of the latest Roadster, powered by a 3.7 litre V6 engine can set you back at least £55,074, while one of the fastest Morgans ever, the 2009 Morgan Aero SuperSports GT3 reaches £302,372.
WHEN DOES A MORGAN BECOME A CLASSIC CAR?
A Morgan model become a classic car if it’s at least 25 years old.
HOW DO I FINANCE A MORGAN?
Our friendly team will talk you through the options, but the most popular way to finance a Morgan is with lease purchase or hire purchase finance.
HOW MUCH DEPOSIT WILL I NEED?
The amount of deposit will vary but is typically between 10 to 20% of the cost of the vehicle. Naturally the greater the deposit, the lower the monthly repayments but you should also consider the amount of the balloon at the end of the finance term to further reduce your monthly repayments.
CAN I FINANCE MORE THAN ONE CAR?
We have financed car collections for many clients. We take a holistic view of your situation, including the cars, your credit profile, income and sources of wealth, so we can provide the right finance solution for you and your cars.
DO MORGAN CARS DEPRECIATE?
Yes, however Morgan models retain their value longer than many other modern car.
CAN I FINANCE A MORGAN?
At JBR Capital, we are specialists in prestige car finance and classic car finance, so we can finance your Morgan. Because we are a direct lender, we can offer flexible options and competitive rates.
CAN I RELEASE EQUITY ON MY MORGAN?
Equity release has become an increasingly popular way of getting access to the cash tied up in your existing car, whether it’s a modern or classic car. Our team of experts can create a no obligation quote so you can see how much equity you could release from your car.
DO I HAVE TO BUY FROM A MORGAN DEALER?
We can provide finance for your Morgan if it’s purchased from a dealer, private seller or at auction. To ensure you don’t miss out on the Morgan you want, call our team on 020 3355 0035 to discuss your finance options ahead of purchase.
Test Drives - Morgan

We take a closer look at the Morgan V6 Roadster, 4/4 and 3-Wheeler. Each of them are superb for country driving, but which does JBR Capital's Martin Kennington prefer? Click video above to watch.

We get behind the wheel of the 50th Anniversary Edition of the Morgan Plus 8 - an incredible car that left JBR Capital's Martin Kennington blown away by the experience! Click the video above to watch.
Morgan - Representative Finance Examples*
*Shown below are hire purchase with balloon finance examples, purely for indicative purposes. Please contact one of the team for a tailored quotation.

Morgan Plus 8 Tourer | |
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Year | 2012 |
Value | £75,000 |
OUR FINANCE EXAMPLE | |
Deposit | £7,500 |
Total amount of credit | £67,500 |
Total charge for credit | £14,491 |
48 monthly payments of | £915 |
Final balloon payment | £37,500 |
Total amount payable | £89,491 |
Fixed rate of interest per annum | 6.42% |
Duration of agreement | 49 months |
Representative APR | 6.9% |
Interest Type | Fixed |

Morgan 4/4 1600 Tourer Sport | |
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Year | 2019 |
Value | £40,000 |
OUR FINANCE EXAMPLE | |
Deposit | £4,000 |
Total amount of credit | £36,000 |
Total charge for credit | £7727 |
48 monthly payments of | £482 |
Final balloon payment | £20,000 |
Total amount payable | £47,727 |
Fixed rate of interest per annum | 6.18% |
Duration of agreement | 49 months |
Representative APR | 6.9% |
Interest Type | Fixed |

Aero Coupe 4.8 V8 2Dr Auto | |
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Year | 2016 |
Value | £80,000 |
OUR FINANCE EXAMPLE | |
Deposit | £8,000 |
Total amount of credit | £72,000 |
Total charge for credit | £15,457 |
48 monthly payments of | £976 |
Final balloon payment | £40,000 |
Total amount payable | £95,457 |
Fixed rate of interest per annum | 6.43% |
Duration of agreement | 49 months |
Representative APR | 6.9% |
Interest Type | Fixed |
WE KNOW THAT EVERY MORGAN AND EVERY OWNER IS DIFFERENT.
Car Finance Process With JBR Capital

1. Get In Touch
Call or email us today to receive a quote from our car finance experts

2. Submit Application
Once agreed, the finance proposal will be submitted to our underwriters

3. Pay Deposit
Once approved, you simply pay the deposit, sign the finance agreement

4. Drive your dream car
We pay the balance and you drive away in your dream car!
Our Products
Top Morgan Models We Finance
3 Wheeler Roadster 2.0 V Twin Sport
3 wheel sports car, 2012-now
3.7 V6 Roadster Convertible
Stylish convertible available in 2- or 4-seater version, 2014-now
Plus 8
One of the quintessential Morgan models, 1968 – 2004
The Staple of British Car Manufacturing
Morgan was born in 1909 after it's founder Henry Frederick Stanley Morgan left the railway industry and co-founded a motor vehicle sales and servicing garage in Malvern Link. He originally designed and build the iconic "Runabout" 3 Wheeler model for his own personal use, however after positive reaction to the design the company decided to officially unveil it at the Olympia Motor Show in London the following year, and begin production.
The company quickly started gaining in popularity and demand after it's successes at the International Cyclecar Grand Prix in France and Shelsley Walsh Hill Climb. In the following years Morgan launched many of it's iconic prestige car models. The first notable addition was the 4 seater version the staple Runabout, followed by the Morgan F-4 in 1933, the 4-4 sports car in 1936, and in the 50s came Morgan Plus 4, followed by a number of new editions and series for their existing models.


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The heritage of craftsmanship in the new millennium
The Morgan Motor Company carried on manufacturing at The Malvern Link factory in the new century and in the 2000s began production of new models, starting with the Aero 8 - a lightweight 2 door sports car. In 2004 they unveiled the Morgan Roadster, a successor to the Morgan Plus 8 model and the latest addition, The Morgan Plus Six, was revealed at the Geneva Motor Show 2019 as the fastest and most powerful Morgan performance car in the company’s history.
With it’s limited and bespoke production standards new Morgan models are a great investment as they retain their residual value over the years, however the used Morgan models are no less a good purchase, as they have become a staple of British classic cars, and boast a passionate following of collectors.
With JBR Capital financing a Morgan couldn’t be easier. Whether you are searching car dealers for the perfect second hand classic Morgan, or you want to own a brand new model we can offer the ideal Morgan finance package to suite your needs.

